3520 Caya Largo CT, PUNTA GORDA FL 33950

$1,175,000

  • 2163 sqft
  • 3 Beds
  • 2 Baths
  • 2 Garages

General Information

  • List Price : $1,175,000
  • City : PUNTA GORDA
  • Acres : 0.23
  • MLS Area : 2963
  • Status Type : Resale Property
  • Approx. Living Area : 2163
  • Furnished : Negotiable
  • Date Created : 2026-02-02
  • MLS Number : 2026005849
  • State Or Province : FL
  • Subdivision : PUNTA GORDA ISLES
  • County : Charlotte
  • Bedrooms : 3
  • Approx. Total Area : 2963
  • Year Built : 1990
  • Potential Short :
  • DOM : 1
  • Address : 3520 Caya Largo CT, PUNTA GORDA FL 33950
  • Postal Code : 33950
  • Development : Array
  • Property Type : Residential
  • Bath Full : 2
  • Price per Sq Ft : $117
  • Property Id : 412214381004
  • Status : Active
  • CDOM : 1

Description

SAILBOAT WATERFRONT HOME – NO BRIDGES TO OPEN WATER Located in the highly sought-after community of Punta Gorda Isles, this stunning 3-bedroom, 2-bath waterfront residence is perfectly positioned on a true sailboat-access canal, offering quick, effortless access to Charlotte Harbor and the Gulf of Mexico. Designed for both comfort and functionality, this move-in-ready home features a spacious, sun-filled open split floor plan, new 2x4 tile flooring throughout, a 2-car garage, and pocket sliders in the living room that fully open to the outdoor living space—seamlessly blending indoor and outdoor Florida living. The home also offers a formal dining area, a breakfast bar, and additional dining space within the kitchen, providing flexibility for both everyday living and entertaining. The living room features a state-of-the-art motorized TV lift cabinet, discreetly concealing the television for a clean, ultra-luxurious aesthetic. The primary suite features private lanai access through sliders and includes a spa-like ensuite with bidet, dual sinks, soaking tub, walk-in shower, bench seating, and custom his-and-hers walk-in closets. The updated main bath features a custom tile shower and dual sink vanity, while the spacious kitchen offers abundant cabinetry, an inside laundry room, and well-appointed guest suites with their own door for added privacy. Step outside to your private waterfront oasis. The large lanai provides ample space for entertaining, while the newly resurfaced heated saltwater pool, new lanai and driveway pavers, concrete dock, and 13,000-lb boat lift (2021) make this home a dream for boating enthusiasts. Additional upgrades include a brand-new AC system and ductwork (2021), metal roof (2023), spray-foam attic insulation, and numerous thoughtful improvements offering long-term peace of mind. Whether you’re relaxing poolside, enjoying tranquil canal views from the living room, or entertaining guests at sunset, every day here feels like a vacation. Ideally located just minutes from downtown Punta Gorda, with easy access to top-rated dining, boutique shopping, waterfront parks, and beautiful Gulf beaches. A rare opportunity to own a true sailboat waterfront gem.

Provided by Century 21 Sunbelt Realty

Detailed Property Information

  • Ownership : Single Family
  • Waterfront Y/N : 1
  • Boat Access : Boat Dock Private, Boat Lift, Concrete Dock, Elec Avail at dock, Water Avail at Dock
  • Cooling : Central Electric
  • Kitchen : Pantry
  • Amenities : None
  • Restrictions : None/Other
  • Building Design :
  • View : Canal, Landscaped Area, Water, Water Feature
  • Waterfront Desc : Canal Front, Navigable, Seawall
  • Elementary School : Sallie Jones Elementary
  • High School : Charlotte High
  • Floor Plan Type : Split Bedrooms
  • Private Pool Y/N : 1
  • Bedroom Desc : First Floor Bedroom, Split Bedrooms
  • Equipment : Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Additional Rooms : Guest Bath, Laundry in Residence, Open Porch/Lanai
  • Storm Protection : Impact Resistant Windows, Shutters
  • Building Features :
  • Community Type : No Subdivision
  • Gulf Access Y/N : 1
  • Gulf Access Type : No Bridge(s)/Water Direct
  • Middle School : Punta Gorda Middle
  • Pets : Yes
  • Heating :
  • Windows :
  • Flooring : Tile
  • Private Spa Y/N :
  • Dining Desc : Breakfast Bar, Breakfast Room, Dining - Living
  • Exterior Features : Boat Dock Private, Boat Lift, Concrete Dock, Elec Avail at dock, Water Avail at Dock, Open Porch/Lanai

Unit / Building Information

  • Unit Floor : 0
  • Unit Number :
  • Construction : Concrete Block
  • Total Floors : 1
  • Units in Building : 0
  • Elevator : None
  • Building Desc : Other
  • Units in Complex : 0
  • Roof : Metal

Lot Information

  • Rear Exposure : E
  • Range :
  • Sewer :
  • Lot Unit :
  • Section :
  • Irrigation : Other
  • Block : 129
  • Township :
  • Water : Central
  • Lot Desc : Regular

Financial Information

  • Condo Fee : 0
  • Approval :
  • Tax Year : 2025
  • Condo Fee Freq :
  • Management : None
  • Possession : Array
  • Tax Desc :
  • Maintenance : None

Additional Details

  • Amenities : Pantry
  • County Or Parish : Charlotte
  • Foreclosed REOYN :
  • Gulf Access YN : 1
  • Irrigation : Other
  • Legal Unit :
  • Lot Type :
  • Management : None
  • Master HOA Fee Freq :
  • Original List Price : 1175000
  • Parcel Number : 412214381004
  • Planned Use :
  • Postal Code Plus :
  • Property Type : Residential
  • Restrictions : None/Other
  • Section :
  • Source of Measurements :
  • State Or Province : FL
  • Street Dir Prefix :
  • Street Number : 3520
  • Sub Condo Name :
  • Unit Number :
  • View : Canal, Landscaped Area, Water, Water Feature
  • Waterfront YN : 1
  • CDOM : 1
  • Close Date :
  • Community Type : No Subdivision
  • Date Created : 2026-02-02
  • Full Address : 3520 Caya Largo CT, PUNTA GORDA FL 33950
  • Last Change Timestamp : 2026-02-02T22:30:35.800Z
  • List Price : $1,175,000
  • Lot Unit :
  • Mandatory Club Fee Freq :
  • MLS Area Major : CH01 - Charlotte County
  • Photo Count : 38
  • Possession : Array
  • Potential Short Sale YN :
  • Range :
  • Road :
  • Sewer :
  • Status : Active
  • Street Dir Suffix :
  • Subdivision Info : PUNTA GORDA ISLES
  • Table : Residential
  • Township :
  • Water : Central
  • Zoning Code:
  • Association Mngmt Phone : (239) 561-5645
  • Boat Access : Boat Dock Private, Boat Lift, Concrete Dock, Elec Avail at dock, Water Avail at Dock
  • Canal Width : $Canal Width 81-120
  • City : PUNTA GORDA
  • Condo Fee : 0
  • Condo Fee Freq :
  • Current Price : $1,175,000
  • DOM : 1
  • Elevation :
  • Gulf Access Type : No Bridge(s)/Water Direct
  • Master HOA Fee Freq : 0
  • Land Lease Fee Freq :
  • Last Change Type : New Listing
  • Legal Desc :
  • Maintenance : None
  • Mandatory HOA Y/N : 0
  • Matrix Modified DT : 2026-02-03T19:28:10.798Z
  • MLS Number : 2026005849
  • Other PI Ds :
  • Photo Modification Timestamp : 2026-02-03T19:28:10.787Z
  • Postal Code : 33950
  • Price Per Acre : 5,108,696
  • Rear Exposure : E
  • Room Count : 8
  • Source of Measure Lot Dimensions :
  • Status Type : Resale Property
  • Street Name : Caya Largo
  • Street Suffix : CT
  • Tax Desc :
  • Tax Year : 2025
  • Trees :
  • Utilities Available :
  • Waterfront Desc :
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3520 Caya Largo CT, PUNTA GORDA FL 33950

$1,175,000