20528 Torre Del Lago ST

$629,000

  • 2745 sqft
  • 4 Beds
  • 3 Baths
  • 2 Garages

General Information

  • List Price : $629,000
  • City : ESTERO
  • Acres : 0.213
  • MLS Area : 3212
  • Status Type : Resale Property
  • Approx. Living Area : 2745
  • Furnished : Furnished
  • Date Created : 2026-04-25
  • MLS Number : 2026018706
  • State Or Province : FL
  • Subdivision : BELLA TERRA
  • County : Lee
  • Bedrooms : 4
  • Approx. Total Area : 3212
  • Year Built : 2007
  • Potential Short :
  • DOM : 11
  • Address : 20528 Torre Del Lago ST
  • Postal Code : 33928
  • Development : Array
  • Property Type : Residential
  • Bath Full : 3
  • Price per Sq Ft : $68
  • Property Id : 29-46-26-E3-0200B.0420
  • Status : Active
  • CDOM : 11

Description

Welcome to Bella Terra, the beautifully designed, gated master-planned community that blends resort-style living with the tranquility of nature. Spanning nearly 800 acres, this highly sought-after neighborhood features a distinctive Mediterranean-inspired architectural style, with tree-lined streets, scenic walking paths, lush preserves, acres of sparkling lakes and dedicated conservation land. This large, beautifully furnished home is ready for new owners seeking breezy indoor-outdoor living with inviting gathering spaces for family and friends as well as private spaces for quiet relaxation. With four bedrooms, within 2,745 square feet, there’s room for everyone, plus two additional flex rooms on the ground floor currently serving as an office and billiard room. The large open kitchen overlooking the lanai is the hub and heart of the home with plenty of room to gather at the long bar, dining table, and adjoining living area to watch the game and come and go from the expansive lanai and inviting heated pool. All kitchen appliances, including washer and dryer (and pool heater) are less than three years old. The luxurious owner’s suite features an outdoor deck for sipping morning coffee and watching the variety of wildlife enjoy the woods and lake, and a newly updated ensuite bathroom with his and her vanities with Quartz countertops, a glass enclosed shower and deep soaking tub. This home has been its northern owner’s prized winter retreat as well as a successful seasonal rental and is being sold furnished/turnkey with everything you need to walk in and enjoy or continue as a lucrative investment on your schedule. Bella Terra offers a vibrant lifestyle ideal for full-time and seasonal homeowners, and growing families. At the heart of the community is a stunning 7,000-square-foot clubhouse that serves as a hub for social events and recreation. Amenities are extensive and designed for all ages, including a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, basketball and bocce courts, beach volleyball, multi-use sports fields, a playground, butterfly garden, and miles of sidewalks to encourage an active outdoor lifestyle. Conveniently located just minutes from I-75, Bella Terra offers easy access to Southwest Florida’s top destinations, including shopping, dining, Florida Gulf Coast University, RSW Airport, and the many white-sand beaches that surround the area. Bella Terra’s combination of natural beauty, extensive amenities, affordable fees, and prime location, deliver the perfect balance of peaceful living and everyday convenience in the heart of Estero. Please visit the community link in this listing for photos, videos and more!

Provided by Carney Realty & Associates Inc

Detailed Property Information

  • Ownership : Single Family
  • Waterfront Y/N : 1
  • Boat Access : None
  • Cooling : Ceiling Fan(s), Central Electric
  • Kitchen : Island, Pantry
  • Amenities : Basketball Court, Bocce Court, Clubhouse, Park, Pool, Community Room, Tennis Court(s), Underground Utility, Volleyball, Spa/Hot Tub, Fitness Center, Pickleball, Play Area, Sidewalk, Streetlight
  • Restrictions : Architectural, Deeded, No RV
  • Building Design :
  • View : Lake, Landscaped Area, Preserve, Water, Trees/Woods
  • Waterfront Desc : Fresh Water, Lake
  • Elementary School :
  • High School :
  • Floor Plan Type : 2 Story
  • Private Pool Y/N : 1
  • Bedroom Desc : First Floor Bedroom, Master BR Sitting Area, Master BR Upstairs
  • Equipment : Auto Garage Door, Dishwasher, Disposal, Dryer, Grill - Gas, Microwave, Range, Refrigerator/Freezer, Refrigerator/Icemaker, Smoke Detector, Washer
  • Additional Rooms : Balcony, Den - Study, Guest Bath, Guest Room, Home Office, Laundry in Residence, Recreation, Screened Balcony, Screened Lanai/Porch
  • Storm Protection : Shutters - Manual
  • Building Features : DSL/Cable Available
  • Community Type : Gated, Tennis
  • Gulf Access Y/N :
  • Gulf Access Type :
  • Middle School :
  • Pets : Limits
  • Heating :
  • Windows : Window Coverings
  • Flooring : Carpet, Tile
  • Private Spa Y/N :
  • Dining Desc : Breakfast Bar, Dining - Family, Eat-in Kitchen
  • Exterior Features : Balcony, Screened Balcony, Screened Lanai/Porch

Unit / Building Information

  • Unit Floor : 1
  • Unit Number :
  • Construction : Concrete Block, Stucco
  • Total Floors : 2
  • Units in Building : 1
  • Elevator : None
  • Building Desc : 2 Story, Contemporary, Multi-Story Home
  • Units in Complex : 1
  • Roof : Tile

Lot Information

  • Rear Exposure : NW
  • Range :
  • Sewer :
  • Lot Unit :
  • Section :
  • Irrigation : Lake/Canal
  • Block : B
  • Township :
  • Water : Central
  • Lot Desc : Regular

Financial Information

  • Condo Fee : 0
  • Approval :
  • Tax Year : 2025
  • Condo Fee Freq :
  • Management : Professional
  • Possession : Array
  • Tax Desc :
  • Maintenance : Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Street Maintenance, Trash Removal, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Street Lights

Additional Details

  • Amenities : Island, Pantry
  • County Or Parish : Lee
  • Foreclosed REOYN :
  • Gulf Access YN :
  • Irrigation : Lake/Canal
  • Legal Unit :
  • Lot Type :
  • Management : Professional
  • Master HOA Fee Freq : Quarterly
  • Original List Price : 629000
  • Parcel Number : 29-46-26-E3-0200B.0420
  • Planned Use :
  • Postal Code Plus :
  • Property Type : Residential
  • Restrictions : Architectural, Deeded, No RV
  • Section :
  • Source of Measurements :
  • State Or Province : FL
  • Street Dir Prefix :
  • Street Number : 20528
  • Sub Condo Name :
  • Unit Number :
  • View : Lake, Landscaped Area, Preserve, Water, Trees/Woods
  • Waterfront YN : 1
  • CDOM : 11
  • Close Date :
  • Community Type : Gated, Tennis
  • Date Created : 2026-04-25
  • Full Address : 20528 Torre Del Lago ST
  • Last Change Timestamp : 2026-04-25T12:48:24.353Z
  • List Price : $629,000
  • Lot Unit :
  • Mandatory Club Fee Freq :
  • MLS Area Major : ES03 - Estero
  • Photo Count : 50
  • Possession : Array
  • Potential Short Sale YN :
  • Range :
  • Road : Paved
  • Sewer :
  • Status : Active
  • Street Dir Suffix :
  • Subdivision Info : BELLA TERRA
  • Table : Residential
  • Township :
  • Water : Central
  • Zoning Code: RPD
  • Association Mngmt Phone : (239) 574-1965
  • Boat Access : None
  • Canal Width : $
  • City : ESTERO
  • Condo Fee : 0
  • Condo Fee Freq :
  • Current Price : $629,000
  • DOM : 11
  • Elevation :
  • Gulf Access Type :
  • Master HOA Fee Freq : 238
  • Land Lease Fee Freq :
  • Last Change Type : New Listing
  • Legal Desc :
  • Maintenance : Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Street Maintenance, Trash Removal, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Street Lights
  • Mandatory HOA Y/N : 573
  • Matrix Modified DT : 2026-05-06T14:37:17.532Z
  • MLS Number : 2026018706
  • Other PI Ds :
  • Photo Modification Timestamp : 2026-05-06T14:37:09.048Z
  • Postal Code : 33928
  • Price Per Acre : 2,953,052
  • Rear Exposure : NW
  • Room Count : 0
  • Source of Measure Lot Dimensions :
  • Status Type : Resale Property
  • Street Name : Torre Del Lago
  • Street Suffix : ST
  • Tax Desc :
  • Tax Year : 2025
  • Trees :
  • Utilities Available :
  • Waterfront Desc :
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20528 Torre Del Lago ST

$629,000