20520 Pine Tree LN

$600,000

  • 1738 sqft
  • 3 Beds
  • 2 Baths
  • 2 Garages

General Information

  • List Price : $600,000
  • City : ESTERO
  • Acres : 0.376
  • MLS Area : 2218
  • Status Type : Resale Property
  • Approx. Living Area : 1738
  • Furnished : Unfurnished
  • Date Created : 2026-10-06
  • MLS Number : 226034668
  • State Or Province : FL
  • Subdivision : ESTERO RIVER HEIGHTS
  • County : Lee
  • Bedrooms : 3
  • Approx. Total Area : 2218
  • Year Built : 1997
  • Potential Short :
  • DOM : 14
  • Address : 20520 Pine Tree LN
  • Postal Code : 33928
  • Development : Array
  • Property Type : Residential
  • Bath Full : 2
  • Price per Sq Ft : $37
  • Property Id : 29-46-25-E4-05000.0100
  • Status : Active
  • CDOM : 14

Description

One or more photo(s) has been virtually staged, AI generated or rendered. "SALTLIFE" FISHING-BOATING-SUNSHINE! OLDE FLORIDA STYLE, UPGRADED ($100,000+/-) "COASTAL" 3 BEDROOM, DEN, 2 BATH COTTAGE (W/ NO WATER INTRUSION AFTER ANY HURRICANE)! Wake up to shimmering water views, MANATEES & DOLPHINS playing in your back yard, spend your afternoons boating & fishing, and end each day watching STUNNING sunsets!—THIS IS AFFORDABLE, LUXURY GULF-ACCESS WATERFRONT LIVING. With 10' ceilings, open floor plan, all "WOOD PLANK" vinyl flooring for total easy maintenance and plenty of glass windows and sliders, makes the home LIGHT-BRIGHT-SUNNY, all year round. ALL WINDOWS ARE "IMPACT" STORM RESISTANT, for total buyer comfort from hurricanes and storms. (flood insurance is only $1,800 and transferable). Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views and comes with a PRIVATE BOAT RAMP. Designed for those who love life on the water and provides boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park and the Gulf. Inside, the home has been thoughtfully updated, Wayne's Coating in the dining room, upgraded "Hardy Board" finished sidings, newer A/C, water heater, washer and dryer, luxury vinyl, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with the "OLD FLORIDA" Rocking Chair Front Porch, fully fenced backyard (1/3 ACRE) offering lots of open space for kids playground, a future pool, additional watercraft, or expanded entertaining areas. From the back porch, the west-facing views create a nightly SKY show that never gets old. THIS HIDDEN GEM OF A COMMUNITY IS CENTRALLY LOCATED, CLOSE TO ALL WITH NO HOA FEES AND A COMMUNITY PRIVATE BOAT RAMP FOR RESIDENTS, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from MAJOR SHOPPING, A-RATED SCHOOLS, CHURCHES, HOSPITALS, RESTAURANTS AND THE BEST OF SOUTHWEST FLORIDA ENTERTAINMENT VENUES. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living. HOME COMES WITH A ONE YEAR "HOME WARRANTY" FOR TOTAL BUYER COMFORT! Hurry, this home will not last long!

Provided by Coldwell Banker Realty

Detailed Property Information

  • Ownership : Single Family
  • Waterfront Y/N : 1
  • Boat Access : Boat Dock Private
  • Cooling : Ceiling Fan(s), Central Electric
  • Kitchen : Pantry
  • Amenities : Barbecue, Cabana, Community Boat Ramp, Park
  • Restrictions : None/Other
  • Building Design :
  • View : Canal, Landscaped Area
  • Waterfront Desc : Canal Front
  • Elementary School :
  • High School :
  • Floor Plan Type : Great Room
  • Private Pool Y/N :
  • Bedroom Desc : First Floor Bedroom, Master BR Ground
  • Equipment : Auto Garage Door, Cooktop - Electric, Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Smoke Detector, Washer, Water Treatment Owned
  • Additional Rooms : Den - Study, Guest Bath, Guest Room, Laundry in Garage, Open Porch/Lanai
  • Storm Protection : Shutters - Manual
  • Building Features :
  • Community Type : Boating, Non-Gated
  • Gulf Access Y/N : 1
  • Gulf Access Type : No Bridge(s)/Water Direct
  • Middle School :
  • Pets : Yes
  • Heating :
  • Windows : Window Coverings
  • Flooring : Tile, Wood
  • Private Spa Y/N :
  • Dining Desc : Breakfast Bar, Eat-in Kitchen
  • Exterior Features : Boat Dock Private, Open Porch/Lanai

Unit / Building Information

  • Unit Floor :
  • Unit Number :
  • Construction : Wood Frame
  • Total Floors : 1
  • Units in Building : 1
  • Elevator : None
  • Building Desc : 1 Story/Ranch
  • Units in Complex : 1
  • Roof : Metal

Lot Information

  • Rear Exposure : W
  • Range :
  • Sewer : Septic Tank
  • Lot Unit :
  • Section :
  • Irrigation : None
  • Block :
  • Township :
  • Water : Reverse Osmosis - Entire House, Well
  • Lot Desc : Irregular Lot

Financial Information

  • Condo Fee : 0
  • Approval :
  • Tax Year : 2025
  • Condo Fee Freq :
  • Management : Residents
  • Possession : Array
  • Tax Desc : ESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 10
  • Maintenance : Rec Facilities

Additional Details

  • Amenities : Pantry
  • County Or Parish : Lee
  • Foreclosed REOYN :
  • Gulf Access YN : 1
  • Irrigation : None
  • Legal Unit :
  • Lot Type :
  • Management : Residents
  • Master HOA Fee Freq :
  • Original List Price : 650000
  • Parcel Number : 29-46-25-E4-05000.0100
  • Planned Use :
  • Postal Code Plus :
  • Property Type : Residential
  • Restrictions : None/Other
  • Section :
  • Source of Measurements :
  • State Or Province : FL
  • Street Dir Prefix :
  • Street Number : 20520
  • Sub Condo Name :
  • Unit Number :
  • View : Canal, Landscaped Area
  • Waterfront YN : 1
  • CDOM : 14
  • Close Date :
  • Community Type : Boating, Non-Gated
  • Date Created : 2026-10-06
  • Full Address : 20520 Pine Tree LN
  • Last Change Timestamp : 2026-10-20T17:59:55.810Z
  • List Price : $600,000
  • Lot Unit :
  • Mandatory Club Fee Freq :
  • MLS Area Major : ES01 - Estero
  • Photo Count : 50
  • Possession : Array
  • Potential Short Sale YN :
  • Range :
  • Road : Paved
  • Sewer : Septic Tank
  • Status : Active
  • Street Dir Suffix :
  • Subdivision Info : ESTERO RIVER HEIGHTS
  • Table : Residential
  • Township :
  • Water : Reverse Osmosis - Entire House, Well
  • Zoning Code: RSF
  • Association Mngmt Phone : 239-263-3300
  • Boat Access : Boat Dock Private
  • Canal Width : $Canal Width 1-30
  • City : ESTERO
  • Condo Fee : 0
  • Condo Fee Freq :
  • Current Price : $600,000
  • DOM : 14
  • Elevation :
  • Gulf Access Type : No Bridge(s)/Water Direct
  • Master HOA Fee Freq : 0
  • Land Lease Fee Freq :
  • Last Change Type : Price Change
  • Legal Desc :
  • Maintenance : Rec Facilities
  • Mandatory HOA Y/N : 253
  • Matrix Modified DT : 2026-10-20T18:06:32.126Z
  • MLS Number : 226034668
  • Other PI Ds :
  • Photo Modification Timestamp : 2026-10-06T21:30:26.762Z
  • Postal Code : 33928
  • Price Per Acre : 1,595,745
  • Rear Exposure : W
  • Room Count :
  • Source of Measure Lot Dimensions :
  • Status Type : Resale Property
  • Street Name : Pine Tree
  • Street Suffix : LN
  • Tax Desc : ESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 10
  • Tax Year : 2025
  • Trees :
  • Utilities Available :
  • Waterfront Desc :
4701 Candlestick CT W
$115,000 Residential
4701 Candlestick CT W
All real estate in RIVERWOODS PLANTATION
ESTERO,FL
  • 816 sqft
  • 1Beds
  • 1Baths
  • 0 Garages
4740 Slash Pine WAY W
$122,000 Residential
4740 Slash Pine WAY W
All real estate in RIVERWOODS PLANTATION
ESTERO,FL
  • 888 sqft
  • 2Beds
  • 1Baths
  • 0 Garages
9730 Springlake CIR
$555,000 Residential
9730 Springlake CIR
All real estate in LAKES OF ESTERO
ESTERO,FL
  • 2,318 sqft
  • 4Beds
  • 3Baths
  • 2 Garages
4710 Pilgrims WAY W
$115,000 Residential
4710 Pilgrims WAY W
All real estate in RIVERWOODS PLANTATION
ESTERO,FL
  • 850 sqft
  • 2Beds
  • 1Baths
  • 0 Garages
23501 Alamanda DR 102
$335,000 Residential
23501 Alamanda DR 102
All real estate in MIRASOL AT COCONUT POINT
ESTERO,FL
  • 1,261 sqft
  • 2Beds
  • 3Baths
  • 1 Garages
23039 Lone Oak DR
$325,000 Residential
23039 Lone Oak DR
All real estate in MARSH LANDING
ESTERO,FL
  • 1,524 sqft
  • 3Beds
  • 2Baths
  • 1 Garages
19372 Silver Oak DR
$395,000 Residential
19372 Silver Oak DR
All real estate in SILVER OAK AT THE VINES
ESTERO,FL
  • 2,113 sqft
  • 3Beds
  • 2Baths
  • 2 Garages
12750 Woodbury DR
$789,000 Residential
12750 Woodbury DR
All real estate in RIVERCREEK IN ESTERO
ESTERO,FL
  • 2,976 sqft
  • 4Beds
  • 4Baths
  • 2 Garages
19870 Breckenridge DR 207
$250,000 Residential
19870 Breckenridge DR 207
All real estate in PRESERVE II
ESTERO,FL
  • 1,379 sqft
  • 2Beds
  • 2Baths
  • 0 Garages
23560 Walden Center DR 110
$289,900 Residential
23560 Walden Center DR 110
ESTERO,FL
  • 1,192 sqft
  • 2Beds
  • 2Baths
  • 1 Garages

REQUEST INFO OR SHOWING

20520 Pine Tree LN

$600,000